Featured contributor BSc Economics; CFA Level II candidate; 10+ years in consumer-finance publishing.

Nadia Almasri

Editorial Lead, Personal Finance

0 calculators 0 articles Member since Jun 2026

About the author

Nadia leads the personal finance desk and has spent over a decade writing consumer-facing explainers for banks, fintechs, and independent publications. She is obsessive about sourcing, formulas, and making the math feel approachable without dumbing it down.

She reviews every loan, mortgage, and budgeting calculator before it ships and is responsible for the editorial checklists the rest of the team uses.

Areas of expertise

Mortgages Consumer loans Budgeting Retirement planning

Education & credentials

BSc Economics — King's College London
MBA — IE Business School

Finance / Budgeting

Overtime Pay Calculator

Compute weekly gross pay including overtime pay above 40 hours/week (paid at 1.5× by default), and double-time hours abo...

Basic

9,759 4.6 1 min

Finance

CAPM Expected Return Calculator

Compute the expected return on an asset using the Capital Asset Pricing Model: E(R) = Rf + β · (Rm − Rf).

Basic

21,335 3.9 1 min

Finance

Free Cash Flow to Equity (FCFE) Calculator

Calculates Free Cash Flow to Equity (FCFE) from net income, depreciation, capital expenditure, working capital changes,...

Basic

24,171 3.9 1 min

Everyday Life

Water Heater Sizing Calculator

Estimate the tank size (gallons) and recommended first-hour rating for a household water heater, based on the number of...

Basic

14,251 4.0 1 min

Finance / Loans

Student Loan Calculator

Work out monthly payments and total interest on student loans under standard repayment — with optional extra payments to...

Basic

11,329 4.2 1 min

Finance

Combined (Total) Operating and Financial Leverage Calculator

Calculates degree of total leverage DTL = DOL × DFL = % change in EPS / % change in sales. DOL = contribution margin / E...

Basic

2,207 4.6 1 min

Finance / Budgeting

Credit Utilization Calculator

Compute your overall credit utilization ratio — total credit card balances divided by total credit limits — and compare...

Basic

18,284 3.8 1 min

Finance

Emergency Fund Target Calculator

Compute the target dollar size of your emergency fund (months × monthly expenses) and how long it will take to fill from...

Basic

4,595 4.3 1 min

Finance

CD Ladder Average APY Calculator

Compute the average yield of a 5-rung CD ladder by averaging 1-, 2-, 3-, 4-, and 5-year CD APYs you input. Useful for co...

Basic

1,096 4.4 1 min

Finance

Earnings per Share (Basic EPS) Calculator

Compute the basic earnings per share — net income available to common stockholders divided by the weighted-average numbe...

Basic

4,164 4.3 1 min

Finance

Yield to Maturity from Bond Price Calculator

Approximates the Yield to Maturity (YTM) of a bond from its current price, face value, annual coupon, and years to matur...

Basic

18,430 5.0 1 min

Physics

Fiber Optic Numerical Aperture and Acceptance Angle Calculator

Calculates the Numerical Aperture (NA) and maximum acceptance angle of an optical fiber from the refractive indices of c...

Basic

2,239 5.0 1 min

Showing 61 to 72 of 402 results

Tutorial Finance

The 50/30/20 Rule, Used By Real People: A Budgeting Primer

Needs, wants, and savings at 50/30/20 is a starting point — not a rulebook. Here is how to adapt it when your life doesn't fit neatly into t...

Nadia Almasri

Mar 16, 2026 3 min

Explainer Finance

Compound Interest Is Slow Until It Isn't: What 20 Years of $250 a Month Actually Looks Like

The same $250 a month looks unremarkable for a decade and then suddenly dominates the chart. Here is why compounding behaves that way.

Nadia Almasri

Feb 6, 2026 3 min

Guide Finance

How to Think About Your Mortgage: A Plain-English Guide

A calm, jargon-free walkthrough of what actually drives your monthly mortgage payment — and how to make the number smaller.

Nadia Almasri

Jan 9, 2026 3 min

Report Finance

The State of Consumer Calculators in 2026: A Short Report

We pulled usage data across our 30 most-visited calculators to understand how readers actually use consumer finance tools. Findings, caveats...

Nadia Almasri

Nov 12, 2025 3 min

Best Free Calculator

Browse categories

Nadia Almasri

Overtime Pay Calculator

CAPM Expected Return Calculator

Free Cash Flow to Equity (FCFE) Calculator

Water Heater Sizing Calculator

Student Loan Calculator

Combined (Total) Operating and Financial Leverage Calculator

Credit Utilization Calculator

Emergency Fund Target Calculator

CD Ladder Average APY Calculator

Earnings per Share (Basic EPS) Calculator

Yield to Maturity from Bond Price Calculator

Fiber Optic Numerical Aperture and Acceptance Angle Calculator

The 50/30/20 Rule, Used By Real People: A Budgeting Primer

Compound Interest Is Slow Until It Isn't: What 20 Years of $250 a Month Actually Looks Like

How to Think About Your Mortgage: A Plain-English Guide

The State of Consumer Calculators in 2026: A Short Report